Resouces

Frequently Asked Questions

Find answers to common questions about our home loan and finance services.

You'll typically need proof of identity (passport or driver's licence), proof of income (payslips, tax returns, or business financials for self-employed), bank statements from the last 3–6 months, details of your assets and liabilities, and information about the property you're purchasing.

Pre-approval can take 1–3 business days, while full approval typically takes 5–10 business days depending on the lender and complexity of your application.

A fixed rate stays the same for a set period, while a variable rate can change based on market conditions. Many borrowers choose a split loan for flexibility.

Most lenders require a minimum 5–20% deposit. First home buyers may qualify for schemes allowing lower deposits.


Market Updates & News

The latest developments in Australian property markets, interest rates, and lending policies that impact your investment decisions

Sydney Property
Sydney Market

Sydney's Western Suburbs Show Strong Growth Signals

January 18, 2026
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Sydney Property
Melbourne Market

Melbourne Rental Yields Hit 5-Year High in Key Suburbs

January 12, 2026
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Sydney Property
Lending News

Major Banks Ease Serviceability Requirements for Investors

January 5, 2026
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Sydney Property
Business News

Major Banks Ease Serviceability Requirements for Investors

January 5, 2026
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